<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
		>
<channel>
	<title>Comments on: No frills housing? Don&#8217;t have upgrading lor.</title>
	<atom:link href="http://aaron-ng.info/blog/no-frills-housing-dont-have-upgrading-lor.html/feed" rel="self" type="application/rss+xml" />
	<link>http://aaron-ng.info/blog/no-frills-housing-dont-have-upgrading-lor.html</link>
	<description>Comments, opinions and an occasional ramble</description>
	<lastBuildDate>Mon, 06 Sep 2010 04:39:32 +0000</lastBuildDate>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.org/?v=3.0.1</generator>
	<item>
		<title>By: vanessa</title>
		<link>http://aaron-ng.info/blog/no-frills-housing-dont-have-upgrading-lor.html/comment-page-1#comment-19507</link>
		<dc:creator>vanessa</dc:creator>
		<pubDate>Mon, 30 Mar 2009 13:13:25 +0000</pubDate>
		<guid isPermaLink="false">http://aaron-ng.info/blog/?p=447#comment-19507</guid>
		<description>Dear Sir,

I am Vanessa of Class 5.10 Esther, Anglo-Chinese School (Independent). I am part of the delegation from my school to the National University of Singapore organized Pre-U Seminar and my schoolmates and I would like to interview you based on your views to the Additional Housing Grant implemented by the Housing Development Board. A speedy reply would be greatly appreciated. Thank you very much.

Yours Faithfully,
Vanessa</description>
		<content:encoded><![CDATA[<p>Dear Sir,</p>
<p>I am Vanessa of Class 5.10 Esther, Anglo-Chinese School (Independent). I am part of the delegation from my school to the National University of Singapore organized Pre-U Seminar and my schoolmates and I would like to interview you based on your views to the Additional Housing Grant implemented by the Housing Development Board. A speedy reply would be greatly appreciated. Thank you very much.</p>
<p>Yours Faithfully,<br />
Vanessa</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Don't Click My Adsense</title>
		<link>http://aaron-ng.info/blog/no-frills-housing-dont-have-upgrading-lor.html/comment-page-1#comment-19505</link>
		<dc:creator>Don't Click My Adsense</dc:creator>
		<pubDate>Tue, 24 Mar 2009 20:24:35 +0000</pubDate>
		<guid isPermaLink="false">http://aaron-ng.info/blog/?p=447#comment-19505</guid>
		<description>The report today show that the prime private houses have fallen by more than 15%, look likes the HDB will start to fall too. However, I think the no frill will still be attractive to people on a shoestring.</description>
		<content:encoded><![CDATA[<p>The report today show that the prime private houses have fallen by more than 15%, look likes the HDB will start to fall too. However, I think the no frill will still be attractive to people on a shoestring.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Don't Click My Adsense</title>
		<link>http://aaron-ng.info/blog/no-frills-housing-dont-have-upgrading-lor.html/comment-page-1#comment-19504</link>
		<dc:creator>Don't Click My Adsense</dc:creator>
		<pubDate>Tue, 24 Mar 2009 20:23:00 +0000</pubDate>
		<guid isPermaLink="false">http://aaron-ng.info/blog/?p=447#comment-19504</guid>
		<description>The private houses have fallen by more than 15%, look likes the HDB will start to fall too.</description>
		<content:encoded><![CDATA[<p>The private houses have fallen by more than 15%, look likes the HDB will start to fall too.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: HDB Windows</title>
		<link>http://aaron-ng.info/blog/no-frills-housing-dont-have-upgrading-lor.html/comment-page-1#comment-19495</link>
		<dc:creator>HDB Windows</dc:creator>
		<pubDate>Thu, 19 Mar 2009 18:53:09 +0000</pubDate>
		<guid isPermaLink="false">http://aaron-ng.info/blog/?p=447#comment-19495</guid>
		<description>Some of these no frill apartments are about 600 sqf, I wonder how is anyone going to start a family in such small and confine space.</description>
		<content:encoded><![CDATA[<p>Some of these no frill apartments are about 600 sqf, I wonder how is anyone going to start a family in such small and confine space.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: The Singapore Daily &#187; Blog Archive &#187; Weekly Roundup: Week 08</title>
		<link>http://aaron-ng.info/blog/no-frills-housing-dont-have-upgrading-lor.html/comment-page-1#comment-19479</link>
		<dc:creator>The Singapore Daily &#187; Blog Archive &#187; Weekly Roundup: Week 08</dc:creator>
		<pubDate>Sat, 21 Feb 2009 03:23:56 +0000</pubDate>
		<guid isPermaLink="false">http://aaron-ng.info/blog/?p=447#comment-19479</guid>
		<description>[...] - Hear Ye! Hear Ye!: No frills housing? Don’t have upgrading lor - A Lesser Mortal: HDB Lease Buyback Scheme [Thanks Newcomer] - TOC: Is it wise to save $36,000 [...]</description>
		<content:encoded><![CDATA[<p>[...] &#8211; Hear Ye! Hear Ye!: No frills housing? Don’t have upgrading lor &#8211; A Lesser Mortal: HDB Lease Buyback Scheme [Thanks Newcomer] &#8211; TOC: Is it wise to save $36,000 [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Iklan Mudah Blog &#187; Blog Archive &#187; Weekly Roundup: Week 08</title>
		<link>http://aaron-ng.info/blog/no-frills-housing-dont-have-upgrading-lor.html/comment-page-1#comment-19478</link>
		<dc:creator>Iklan Mudah Blog &#187; Blog Archive &#187; Weekly Roundup: Week 08</dc:creator>
		<pubDate>Sat, 21 Feb 2009 03:23:33 +0000</pubDate>
		<guid isPermaLink="false">http://aaron-ng.info/blog/?p=447#comment-19478</guid>
		<description>[...] - Hear Ye! Hear Ye!: No frills housing? Don’t have upgrading lor - A Lesser Mortal: HDB Lease Buyback Scheme [Thanks Newcomer] - TOC: Is it wise to save $36,000 [...]</description>
		<content:encoded><![CDATA[<p>[...] &#8211; Hear Ye! Hear Ye!: No frills housing? Don’t have upgrading lor &#8211; A Lesser Mortal: HDB Lease Buyback Scheme [Thanks Newcomer] &#8211; TOC: Is it wise to save $36,000 [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Iklan Mudah Blog &#187; Blog Archive &#187; Daily SG: 17 Feb 2009</title>
		<link>http://aaron-ng.info/blog/no-frills-housing-dont-have-upgrading-lor.html/comment-page-1#comment-19469</link>
		<dc:creator>Iklan Mudah Blog &#187; Blog Archive &#187; Daily SG: 17 Feb 2009</dc:creator>
		<pubDate>Tue, 17 Feb 2009 04:41:50 +0000</pubDate>
		<guid isPermaLink="false">http://aaron-ng.info/blog/?p=447#comment-19469</guid>
		<description>[...] - Hear Ye! Hear Ye!: No frills housing? Don’t have upgrading lor - A Lesser Mortal: HDB Lease Buyback Scheme [Thanks Newcomer] - TOC: Is it wise to save $36,000 [...]</description>
		<content:encoded><![CDATA[<p>[...] &#8211; Hear Ye! Hear Ye!: No frills housing? Don’t have upgrading lor &#8211; A Lesser Mortal: HDB Lease Buyback Scheme [Thanks Newcomer] &#8211; TOC: Is it wise to save $36,000 [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: The Singapore Daily &#187; Blog Archive &#187; Daily SG: 17 Feb 2009</title>
		<link>http://aaron-ng.info/blog/no-frills-housing-dont-have-upgrading-lor.html/comment-page-1#comment-19467</link>
		<dc:creator>The Singapore Daily &#187; Blog Archive &#187; Daily SG: 17 Feb 2009</dc:creator>
		<pubDate>Tue, 17 Feb 2009 03:42:54 +0000</pubDate>
		<guid isPermaLink="false">http://aaron-ng.info/blog/?p=447#comment-19467</guid>
		<description>[...] - Hear Ye! Hear Ye!: No frills housing? Don’t have upgrading lor - A Lesser Mortal: HDB Lease Buyback Scheme - TOC: Is it wise to save $36,000 this [...]</description>
		<content:encoded><![CDATA[<p>[...] &#8211; Hear Ye! Hear Ye!: No frills housing? Don’t have upgrading lor &#8211; A Lesser Mortal: HDB Lease Buyback Scheme &#8211; TOC: Is it wise to save $36,000 this [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: bacteria</title>
		<link>http://aaron-ng.info/blog/no-frills-housing-dont-have-upgrading-lor.html/comment-page-1#comment-19461</link>
		<dc:creator>bacteria</dc:creator>
		<pubDate>Mon, 16 Feb 2009 07:29:10 +0000</pubDate>
		<guid isPermaLink="false">http://aaron-ng.info/blog/?p=447#comment-19461</guid>
		<description>You must have been sleeping during your marketing classes.

Obviously we have MPs(and high ranking civil servants) who went thru MBA.

Thru product differentiation, you can avoid cannibalization of existing expensive HDB units (read : Profit) and at the same time build affordable (according to their statistics) units to house the lower middle class at minimal loss (and prevent deranged homesless folks from performing acts of violence or , worse, vote opposition in an election which may come soon). Besides, if the economy recovers, they can always profit from the upgrading projects. WIN-WIN. (Please take note, very important buzzword).

Seriously, u need to learn from the Chua sisters.</description>
		<content:encoded><![CDATA[<p>You must have been sleeping during your marketing classes.</p>
<p>Obviously we have MPs(and high ranking civil servants) who went thru MBA.</p>
<p>Thru product differentiation, you can avoid cannibalization of existing expensive HDB units (read : Profit) and at the same time build affordable (according to their statistics) units to house the lower middle class at minimal loss (and prevent deranged homesless folks from performing acts of violence or , worse, vote opposition in an election which may come soon). Besides, if the economy recovers, they can always profit from the upgrading projects. WIN-WIN. (Please take note, very important buzzword).</p>
<p>Seriously, u need to learn from the Chua sisters.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Dan</title>
		<link>http://aaron-ng.info/blog/no-frills-housing-dont-have-upgrading-lor.html/comment-page-1#comment-19457</link>
		<dc:creator>Dan</dc:creator>
		<pubDate>Mon, 16 Feb 2009 01:23:02 +0000</pubDate>
		<guid isPermaLink="false">http://aaron-ng.info/blog/?p=447#comment-19457</guid>
		<description>If you observe the trend of public housing from 40 yrs ago till now, my conclusion is that we are regressing. From communal type housing to ECs in a span of 45 yrs. Now we are building more 3 rms and possibly no frills/house brands/slums. I would take it as a barometer of affordability and sustainability of the averge S&#039;porean. Face it, we have peaked and we are not going to hit the kind of growth we saw the last 2 decades. Mkt cycles are getting shorter and more volatile. S&#039;poreans shd get used to the fact that properties are not a sure bet anymore. In current mkt conditions, it is suicidal to take on 20 - 30 yrs laibilities. Live within yr means.</description>
		<content:encoded><![CDATA[<p>If you observe the trend of public housing from 40 yrs ago till now, my conclusion is that we are regressing. From communal type housing to ECs in a span of 45 yrs. Now we are building more 3 rms and possibly no frills/house brands/slums. I would take it as a barometer of affordability and sustainability of the averge S&#8217;porean. Face it, we have peaked and we are not going to hit the kind of growth we saw the last 2 decades. Mkt cycles are getting shorter and more volatile. S&#8217;poreans shd get used to the fact that properties are not a sure bet anymore. In current mkt conditions, it is suicidal to take on 20 &#8211; 30 yrs laibilities. Live within yr means.</p>
]]></content:encoded>
	</item>
</channel>
</rss>
